The New England Journal of Medicine Downloaded from nejm.org at UNIVERSITY OF BRITISH COLUMBIA on November 12, 2015. For personal use only. No other uses without permission. Copyright © 1990 Massachusetts Medical Society. All rights reserved.

The New England Journal of Medicine Downloaded from nejm.org at UNIVERSITY OF BRITISH COLUMBIA on November 12, 2015. For personal use only. No other uses without permission. Copyright © 1990 Massachusetts Medical Society. All rights reserved.

The New England Journal of Medicine Downloaded from nejm.org at UNIVERSITY OF BRITISH COLUMBIA on November 12, 2015. For personal use only. No other uses without permission. Copyright © 1990 Massachusetts Medical Society. All rights reserved.

The New England Journal of Medicine Downloaded from nejm.org at UNIVERSITY OF BRITISH COLUMBIA on November 12, 2015. For personal use only. No other uses without permission. Copyright © 1990 Massachusetts Medical Society. All rights reserved.

The forgiveness of coinsurance. Charity or cheating?

The New England Journal of Medicine Downloaded from nejm.org at UNIVERSITY OF BRITISH COLUMBIA on November 12, 2015. For personal use only. No other u...
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