At the Intersection of Health, Health Care and Policy Cite this article as: Samuel Metz Consumer-Driven Health Care Health Affairs, 33, no.5 (2014):905 doi: 10.1377/hlthaff.2014.0285

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10.1377/hlthaff.2014.0285

Consumer-Driven Health Care In his Entry Point essay (Feb 2014), William Frist hypothesizes that consumer-driven health care will lower costs and improve health. No data justify that hypothesis. Multiple studies instead confirm that consumer-driven health care increases costs and erodes public health. One study concluded that “as the financial burden of cost sharing continues to rise, patients increasingly avoid necessary care, thereby contributing to the high morbidity and mortality of the U.S. population.” 1 Other studies2 demonstrate that patients seldom make cost-effective choices when given drug plan options. Frist’s optimism may be inspired by markets for durable goods. But health care is not a durable good. Patients who postpone care because of cost find themselves needing more complex, expensive, and perhaps futile care later.3 The RAND Corporation concluded that “when decreases in

utilization are driven solely by costcontainment concerns, they may not occur in clinically sensible ways.” 4 Health care professionals are better judges of health care needs than patients are. Evidence has shown that universal access to care without financial penalty saves more money and generates better outcomes than the consumer-driven plans advocated by Frist. Samuel Metz PORTLAND , OREGON NOTES 1 Braithwaite RS, Rosen AB. Linking cost sharing to value: an unrivaled yet unrealized public health opportunity. Ann Intern Med. 2007;146(8):602. 2 Zhou C, Zhang Y. The vast majority of Medicare Part D beneficiaries still don’t choose the cheapest plans that meet their medication needs. Health Aff (Millwood). 2012;31(10):2259–65. 3 London JA, Utter GH, Sena MJ, Chen SL, Romano PS. Lack of insurance is associated with increased risk for hernia complications. Ann Surg. 2009; 250(2):331–7. 4 RAND. RB4522: assessing the appropriateness of care [Internet]. Santa Monica (CA): RAND; 1998 [cited 2014 Feb 26]. Available from: http:// www.rand.org/pubs/research_briefs/RB4522/ index1.html

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